February 1, 2023

Legal BUX

Law Blog

Three Reasons Motorcycle Accident Claims are More Complicated than Car Accident Claims

Motorcycle drivers who survive a crash will not forget the traumatic event. Usually, they find it hard to get insurers to cooperate and pay for their injuries and damages. The biases displayed by insurance providers make the whole claims process quite frustrating for injured victims. So, if you have been injured in a motorcycle accident, you should not try to go through the legal process without the help of an experienced attorney. The complexity of motorcycle accident cases makes it even more important to have an attorney on your side. Here’s why these cases are more complex than car accident cases:

Insurance Companies Can Target Your Inexperience with Motorcycles

Motorcycles tend to operate quite differently from four-wheeled vehicles. Riders are expected to have a different reaction time and must be aware of other motorists around them. Should the insurer know that you have not driven a motorcycle for long, they may use this against you. An insurance company’s claims adjusters and lawyers may claim that the accident happened due to your riding history instead of the other driver’s negligence. An experienced motorcycle accident attorney can counter this approach with a more effective attack.

Insurers Will Try to Deny Your Injury Claims

Insurance providers will reduce and deny claims, particularly motorcycle injury claims. They will do everything to ensure their policyholder is not held liable for your injuries and find ways to make the lowest payout. It is common for insurance companies to bring attention to the claimant’s riding history, the dangers of riding a motorcycle, and the riding ability of the claimant. With an attorney on your side, you will not succumb to such tactics. After all, car drivers share the road with motorcycle riders and negligent drivers must be held accountable for their actions, particularly if they end up hurting a motorcyclist. 

Motorcycle Accidents Result in Serious Accidents

During a motorcycle crash, you and your passenger could get thrown away from your seats when got hit by another car or impact an object. When ejected from your motorcycle, you could sustain catastrophic injuries such as traumatic brain injuries, whiplash, ruptured organs, or death. 

The law requires motorcycle riders to wear helmets and other protective gear when they drive their vehicle. But wearing the gear may not be enough to escape injury. The seriousness of potential injuries sustained in a motorcycle crash is essential for a judge or jury to understand when your case ends up in trial.