If you were injured in an on-road accident in New Jersey, you should know that there’s a deadline of two years for filing a car accident lawsuit. Also, this is a no-fault state. You can only sue the at-fault party in limited circumstances. There’s also the modified comparative fault rule, which allows you to recover a settlement when you are less than 50% at fault. It’s okay to feel confused with all those details. Top law firms like Rand Spear, ESQ. can help. If you are in two minds about lawyering up after a car accident, here’s what you must know.
Don’t expect anything from the insurance company
Because NJ is a no-fault state, you will turn to your insurance company for compensation. Don’t assume that the claims adjuster would try to help. They may ask you to give a recorded statement or sign some documents. First things first, the insurance company is not entitled to your medical history, and their claims adjuster cannot pressure you to settle. If you have never filed a car accident claim before, hiring an attorney is your best bet.
There is considerable work involved
Just saying that you have a valid claim is not enough, and because this is a civil matter, the burden of proof is on you. From gathering information from all parties and finding witnesses to looking for evidence to support the claim, there are many steps involved. At a time when you are recovering from losses and healing your injuries, you should seek legal support.
You don’t need money now to seek legal help
Hiring an accident attorney is easier because you don’t have to pay an hourly rate. Instead, the lawyer will take a part of the final settlement, and since the amount is only payable when you win, it is called a contingency fee. If you are worried that you don’t have money right away, an accident lawyer will still take your case.
You may need to go to court
Most personal injury and accident claims are settled through discussions, and while a trial is an expensive choice, it may be necessary. If you have suffered serious injuries and wish to sue the other side in court, you should have a lawyer to represent you. Because many cases don’t go to court, not all attorneys have experience in trials, which is an aspect to consider.
Hire a lawyer soon after your accident.